Terms of service

Terms of Service/Use

Last Updated: 31-March-2025

These Terms of Service (the “Terms”) govern your access to and use of the website simpleinvest.markets (the “Website”) and the financial information platform (the “Services”) provided by SimpleInvest Digital LLC (referred to as “we,” “us,” or “our”). By accessing or using our Website or Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Website or Services

1. Acceptance of Terms  

By accessing or using our Website or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy (available at Privacy Policy), and any additional terms and conditions that may apply to specific features or services we offer.  

2. Description of Services

Our Services provide a platform that may include automated investment management services, financial planning tools, educational resources, and related features. The specific features and functionalities of our Services may change from time to time. We do not guarantee any specific investment outcomes or returns.

3. User Accounts

  • Account Creation: To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.  
  • Account Security: You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify us immediately of any unauthorized access to or use of your account. We will not be liable for any loss or damage arising from your failure to protect your account credentials.
  • Account Usage: You are solely responsible for all activity that occurs under your account. You agree not to share your account credentials with any third party.

4. Eligibility

By using our Website and Services, you represent and warrant that you are at least the age of majority in your jurisdiction, have the legal capacity to enter into these Terms, and are not prohibited from using our Services under applicable law. Our Services are currently offered to residents of the United States of America. We may restrict access to our Services from other locations at any time.  

5. Fees and Payments

  • Fees: Our Services may be subject to fees, as disclosed on our Website or within the Service platform. We reserve the right to change our fees at any time, with notice to you.
  • Payment Terms: You agree to pay all applicable fees in accordance with the payment terms specified. You authorize us to charge your designated payment method for all fees incurred in connection with your use of our Services.
  • Taxes: You are responsible for any applicable taxes associated with your use of our Services.

6. Investment Advice and Disclaimers

  • No Personalized Advice: Our Services may provide general information and recommendations about investments. However, unless explicitly stated otherwise, we do not provide personalized financial advice tailored to your specific circumstances. You should consider your own financial situation, investment objectives, and risk tolerance before making any investment decisions.
  • Risk Disclosure: Investing in financial markets involves risk, and you may lose money. Past performance is not indicative of future results. You acknowledge and agree that you are solely responsible for your investment decisions and that we are not liable for any losses you may incur.
  • Accuracy of Information: While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or timeliness of any information provided through our Website or Services. You should independently verify any information before relying on it.  

7. Intellectual Property

  • Ownership: The Website, Services, and all content, features, and functionality thereof (including but not limited to text, graphics, logos, images, software, and code) are owned by us, our licensors, or other providers of such material and are protected by copyright, trademark, and other intellectual property laws.
  • Limited License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Website and Services for your personal, non-commercial use in accordance with these Terms.
  • Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website or Services, except as expressly permitted by these Terms or with our prior written consent.  

8. User Conduct

You agree not to use our Website or Services for any unlawful purpose or in any way that could violate these Terms or any applicable laws or regulations. You further agree not to:

  • Engage in any conduct that could damage, disable, overburden, or impair our Website or Services.
  • Attempt to gain unauthorized access to any portion of our Website or Services, or any other systems or networks connected to our Website or Services.
  • Use any robot, spider, or other automatic device, process, or means to access our Website or Services for any purpose, including monitoring or copying any of the material on our Website or Services.  
  • Transmit any viruses, worms, or other malicious code.
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity.
  • Engage in any harassing, threatening, intimidating, predatory, or stalking conduct.  

9. Termination

We may terminate or suspend your access to our Website and Services, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our Website and Services will cease immediately.  

10. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SimpleInvest Digital LLC, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE WEBSITE OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE WEBSITE OR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.  

12. Indemnification

You agree to indemnify, defend, and hold harmless SimpleInvest Digital LLC and its affiliates, directors, officers, employees, agents, suppliers, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your breach of these Terms or your use of our Website or Services.  

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Website or Services shall be exclusively resolved in the state or federal courts located in Northern California. You hereby consent to the jurisdiction of such courts.  

14. Changes to Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website and Services thereafter. Your continued use of the Website or Services following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.  

15. Contact Us

If you have any questions or concerns about these Terms or our Services, please contact us at:

SimpleInvest Digigtal LLC
insights@simpleinvest.markets